Total Balance
$90,207.81
Available: $62,087.63 · Held: $28,120.18 (Savings + Offset)
AccountsView all
E
Everyday Account
$12,847.63
Available
B
Bills Account
$3,240.00
Available
S
Goal Saver
$45,620.18
Bonus rate active
O
Mortgage Offset
$28,500.00
Offset active
Recent TransactionsView all
Woolworths Metro Town Hall
Today, 12:34pm · Groceries
−$47.85
$12,847.63
Salary — selfdriven Foundation
Yesterday · Income KERI
+$8,450.00
$12,895.48
Sydney Water
Mar 5 · BPAY · Bills
−$186.40
$4,445.48
Uber Eats *3847
Mar 4 · Dining
−$32.50
$4,631.88
Amazon AU *9214
Mar 4 · Pending · Shopping
−$89.99
Pending
Opal Card Top Up
Mar 3 · Transport
−$50.00
$4,754.37
This Month Spent
$3,847
12% less than last month
Savings Rate
5.25%
Bonus rate · Goal Saver
Home Loan
$487k
6.19% · 23yr 4mo remaining
Upcoming PaymentsManage
MONTHLY
Home Loan Repayment
Due Mar 15 · Auto debit
$2,840.00
MONTHLY
Electricity — AGL
Due Mar 18 · BPAY
$245.00
WEEKLY
Sarah Chen — Shared rent
Every Friday · PayID
$375.00
Transaction Accounts
E
Everyday Account
$12,847.63
Available: $12,847.63
B
Bills Account
$3,240.00
Available: $3,240.00
Savings & Investments
S
Goal Saver
$45,620.18
Interest accrued: $198.42
T
Term Deposit — 12 Month
$25,000.00
Locked until maturity
Home Loan
L
Home Loan — Variable
−$487,240
Redraw: $12,340
O
Mortgage Offset
$28,500.00
Saving $147.12/mo interest
Account Details — Everyday
BSB
802-985
Account Number
4471 8823
PayID (Email)
mark@selfdriven.foundation
PayID (Mobile)
+61 4XX XXX XXX
KERI AID (Sovereign Identifier)
EKE4g_0hDGBOqDLKzNBT3kFOPxoP7wXkqt
March 2026Export
Woolworths Metro Town Hall
7 Mar · 12:34pm · Visa Debit ••4823 · Groceries
−$47.85
$12,847.63
Salary — selfdriven Foundation
6 Mar · Direct Credit · PayID · Income KERI
+$8,450.00
$12,895.48
Sydney Water Corporation
5 Mar · BPAY · Ref: 8847291034 · Bills
−$186.40
$4,445.48
Uber Eats *3847
4 Mar · Visa Debit ••4823 · Dining
−$32.50
$4,631.88
Amazon AU *9214
4 Mar · Pending · Visa Debit ••4823 · Shopping
−$89.99
Pending
Home Loan Repayment
1 Mar · Direct Debit · Bills
−$2,840.00
$4,869.57
selfdriven.money
VISA DEBIT
4823 •••• •••• 7741
MARK BYERS
09/28
VISA
selfdriven.money
MASTERCARD PLATINUM
5412 •••• •••• 3309
MARK BYERS
11/27
MC
Visa Debit ••7741
Status
Active
Daily Limit
$5,000
Contactless
Enabled
International
Enabled
Mastercard Platinum ••3309
Credit Limit
$15,000
Available
$12,240.50
Balance Owing
$2,759.50
Payment Due
22 Mar 2026
Digital Wallets
🍎
Apple Pay
Connected
📱
Google Pay
Connected
Saved Payees
SC
Sarah Chen
BSB 062-000 · 1234 5678
JW
James Wilson
BSB 033-042 · 8765 4321
AT
Australian Taxation Office
BSB 092-009 · 0001 2345
sd
selfdriven Foundation
PayID: finance@selfdriven.foundation KERI
BPAY Billers
SW
Sydney Water
Biller: 12389 · Ref: 8847291034
AG
AGL Energy
Biller: 45219 · Ref: 1029384756
TC
Telstra
Biller: 18642 · Ref: 7483920156
Scheduled Transfers+ New
WEEKLY
Sarah Chen — Shared rent
Every Friday · PayID · From Everyday
$375.00
MONTHLY
Goal Saver — Auto transfer
1st of month · Between accounts
$2,000.00
MONTHLY
ATO — Tax instalment
21st of month · BSB transfer
$1,200.00
QUARTERLY
Strata Levies
1 Jan, Apr, Jul, Oct · BPAY
$1,840.00
BPAY Scheduled
MONTHLY
AGL Electricity
18th of month · From Bills account
~$245.00
MONTHLY
Telstra Mobile
25th of month · From Bills account
$89.00
Active Direct Debits
MONTHLY
Home Loan Repayment
selfdriven.money Lending · 15th · From Everyday
$2,840.00
MONTHLY
Health Insurance — Medibank
Direct debit · 3rd · From Everyday
$248.50
MONTHLY
Netflix
Visa Debit ••7741 · Recurring
$22.99
MONTHLY
Spotify Premium
Visa Debit ••7741 · Recurring
$13.99
YEARLY
Car Insurance — NRMA
Direct debit · Due 14 Nov · From Everyday
$1,420.00
Spent This Month
$3,847
Budget: $5,000
Income
$8,450
Salary + other
Net Position
+$4,603
Saving 54%
Spending by Category — March 2026
Monthly Trend
Oct
$4.2k
Nov
$3.9k
Dec
$5.1k
Jan
$4.4k
Feb
$4.3k
Mar
$3.8k
Available Statements
| Period | Account | Opening | Closing | |
|---|---|---|---|---|
| 1 Feb – 28 Feb 2026 | Everyday ••8823 | $7,237.57 | $12,895.48 | Download PDF |
| 1 Jan – 31 Jan 2026 | Everyday ••8823 | $5,104.22 | $7,237.57 | Download PDF |
| 1 Dec – 31 Dec 2025 | Everyday ••8823 | $6,892.10 | $5,104.22 | Download PDF |
Tax Documents
| Document | Period | |
|---|---|---|
| Annual Interest Summary | FY 2024-25 | Download PDF |
| PAYG Summary | FY 2024-25 | Download PDF |
| Loan Interest Certificate | FY 2024-25 | Download PDF |
KERI Autonomous Identifier
Your banking identity is secured by a self-certifying identifier
24
Key Events
3
Witnesses
2
Passkeys
Primary AID
EKE4g_0hDGBOqDLKzNBT3kFOPxoP7wXkqt
Recent Key Events
Registered Passkeys
🔑
MacBook Pro — Touch ID
Registered 10 Jan 2025 · Last used today
🔑
iPhone 16 Pro — Face ID
Registered 14 Feb 2026 · Last used yesterday
Security & Authentication
Passkey Required for Transfers
Biometric confirmation for all outgoing payments
KERI Key Rotation
Automatic pre-rotated key activation every 180 days
Transaction Notifications
Push notification for every debit and credit
Daily Transfer Limit
Maximum single-day outgoing transfers
$20,000
Personal Details
Full Name
Mark Byers
Date of Birth
•• / •• / ••••
Email
mark@selfdriven.foundation
Mobile
+61 4XX XXX XXX
Residential Address
••• ••••••••, NSW 2000
Preferences
Default Transfer Account
Everyday ••8823
Statement Delivery
Electronic only
Two-Factor Authentication
Passkey (FIDO2) — no SMS fallback